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Why would I Owner Finance my property?

Seller financing, also known as owner financing, is an arrangement in which the seller of a property extends credit to the buyer to purchase the property. In this type of transaction, the buyer makes payments directly to the seller over time, rather than obtaining a mortgage from a bank. While seller financing may not be the right choice for every seller, there are several benefits to consider. Here are some of the advantages of seller financing: Attracting More Buyers: One of the primary benefits of seller financing is that it can attract more potential buyers. When a seller offers to finance the sale of their property, they open up the possibility of homeownership to individuals who may not qualify for traditional financing. This can include those who have poor credit or who cannot make a large down payment. Faster Sale: Another significant benefit of seller financing is that it can lead to a faster sale. When a seller offers financing, the transaction can be completed more quickly s...

Why would I sell my property Subject To?

Subject-to transactions can provide a wide range of benefits for both buyers and sellers in the real estate market. These transactions involve the buyer taking over the existing mortgage payments of the seller, rather than obtaining a new mortgage. Here are some of the benefits that make subject-to transactions an attractive option for many parties: Lower Closing Costs: One of the primary benefits of subject-to transactions is the lower closing costs. When a buyer takes over the existing mortgage of the seller, there is no need to go through the time-consuming and expensive process of obtaining a new mortgage. This means that both the buyer and seller can save on closing costs, making this type of transaction more affordable. No Need for Traditional Financing: Another significant benefit of subject-to transactions is that there is no need for traditional financing. This can be especially helpful for buyers who may not have the credit score or cash reserves needed to obtain a mortgage....